Group and Individual Insurance



Group Insurance products offered by CHR include but are not limited to Health, Dental, Vision, and Life Insurance Plans.  We also provide Group Consolidated Billing, COBRA, FSA, and HRA Administration.      

CHR works personally with their clients on plan design, implementation, the renewal process, and maintaining customized employee benefit plans. Our staff presents enrollment meetings to assist the employee and employer  during the transition of any plan change.  In addition, we serve as an extension of our client’s Human Resources Department.    




C.H. Reams & Associates, Inc. currently represents in excess of 300 employers ranging in size from 2 to 3,500 as well as maintaining numerous individual clients. 


C.H. Reams & Associates, Inc. works with all size businesses to provide the insurance coverage that works for them. Specialized insurance plans are provided for individuals to complement their hectic lives. We can help design and implement the right plan that meets the needs of your lifestyle or the life of your employees and help you navigate the stressful rigors of life.

Our commitment to customer service has allowed us to become a leader in Northwestern Pennsylvania when it comes to insurance solutions for employer groups and individuals. 



Individual Insurance: C.H. Reams & Associates, Inc. is a fully licensed broker agency offering individual product lines.  

Products available include Health, Dental, Vision, Life, Disability, Long Term Care, and Medicare Supplements.